Terms of Service

Welcome to Khadfora!

These terms and conditions outline the rules and regulations for the use of Khadfora’s App & Website, located at https://khadfora.com/.

By accessing this website/App, we assume you accept these terms and conditions. Do not continue to use Khadfora if you do not agree to take all of the terms and conditions stated on this page.

The following terminology applies to this Terms and Conditions: “Client”, “You” and “Your” refers to you, the person logged on this website/App and is compliant to the Company’s terms and conditions. “The Company”, “Ourselves”, “We”, “Our” and “Us”, refers to our Company. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.


We employ the use of cookies. By accessing Khadfora, you agreed to use cookies in agreement with the Khadfora’s Privacy Policy. 

Most interactive websites/Apps use cookies to allow the retrieval of a user’s details after each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.


Unless otherwise stated, Khadfora and/or its licensors own the intellectual property rights for all material on Khadfora. All intellectual property rights are reserved. You may access this from Khadfora for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

  • Republish material from Khadfora 
  • Sell, rent or sub-license material from Khadfora 
  • Reproduce, duplicate or copy material from Khadfora 
  • Redistribute content from Khadfora 

This Agreement shall begin on the date hereof November 20, 2020. 

Parts of this website/App offer an opportunity for users to post and exchange opinions and information in certain areas of the website/App. Khadfora does not filter, edit, publish or review Comments prior to their presence on the website/App. Comments do not reflect the views and opinions of Khadfora, its agents and/or affiliates. Comments reflect the views and opinions of the person who posts their views and opinions. To the extent permitted by applicable laws, Khadfora shall not be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.

Khadfora reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive or causes breach of these Terms and Conditions.

You warrant and represent that:

  • You are qualified and entitled to post Answers and Comments on our website/App and have all necessary certificates, licenses and consents to do so; 
  • The Comments do not invade any intellectual property right, including without limitation copyright, patent or trademark of any third party; 
  • The Comments do not contain any defamatory, libellous, offensive, indecent or otherwise unlawful material which is an invasion of privacy.

You hereby grant Khadfora a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats or media.

Hyperlinking to our Content

The following organizations may link to our Website/App without prior written approval:

  • Government agencies; 
  • Search engines; 
  • News organizations; 
  • Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and 
  • System wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our website. 

These organizations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.

We may consider and approve other link requests from the following types of organizations:

  • commonly-known consumer and/or business information sources; 
  • dot.com community sites; 
  • associations or other groups representing charities; 
  • online directory distributors; 
  • internet portals; 
  • accounting, law and consulting firms; and 
  • educational institutions and trade associations. 

We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of Khadfora; and (d) the link is in the context of general resource information.

These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.

If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website/App, you must inform us by sending an email to Khadfora. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.

Approved organizations may hyperlink to our Website as follows:

  • By use of our corporate name; or 
  • By use of the uniform resource locator being linked to; or 
  • By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party’s site. 

No use of Khadfora’s logo or other artwork will be allowed for linking absent a trademark license agreement.


Without prior approval and written permission, you may not create frames around our Web/App Pages that alter in any way the visual presentation or appearance of our Website/App.

Content Liability

We shall not be held responsible for any content that appears on your Website/App. You agree to protect and defend us against all claims that are rising on your Website/App. No link(s) should appear on any Website/App that may be interpreted as libellous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third-party rights.

Your Privacy

Please read Privacy Policy.

Reservation of Rights

We reserve the right to request that you remove all links or any particular link to our Website/App. You approve to immediately remove all links to our Website/App upon request. We also reserve the right to amend these terms and conditions and it’s linking policy at any time. By continuously linking to our Website/App, you agree to be bound to and follow these linking terms and conditions.

Removal of links from our website/app

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.

We do not ensure that the information on this website/app is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.

Changes to These Terms and Conditions

We reserve the right, at Our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will make reasonable efforts to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at Our sole discretion.

By continuing to access or use Our Service after those revisions become effective, you agree to be bound by the revised terms. If You do not agree to the new terms, in whole or in part, please stop using the website and the Service.


The information provided by Khadfora (“Company”, “we”, “our”, “us”) on https://khadfora.com/ (the “Site”) is for general informational purposes only. All information on the Site/App is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site.

Under no circumstance shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of the site or reliance on any information provided on the site/app. your use of the site/app and your reliance on any information on the site/app is solely at your own risk.

Khadfora does not contain or provide legal advice but rather legal information. The information is provided for general and educational purposes only and is not a substitute for professional legal advice. Accordingly, before taking any actions based upon such information, we encourage you to consult with the relevant professionals. 

Content published on Khadfora platforms is intended to be used and must be used for informational purposes only. It is very important to do your own analysis before making any decision based on your own personal circumstances. You should take independent legal advice from a professional or independently research and verify any information that you find on our Website/App. 

The use or reliance of any information contained on this site/App is solely at your own risk.

You shall fully indemnify Khadfora and its owners for any loss or damage suffered by Khadfora for any loss/damages occasioned to it by your actions.

Khadfora does not warrant the accuracy of the legal information, material, answers and completeness of posts and comments of lawyers and users on the Website/App. Khadfora may make changes to such materials. 

The material on the Website/App may be out of date, and Khadfora makes no commitment to update such material.

The material on the Website/App is provided “as is”, without any conditions, warranties or other terms of any kind. Accordingly, to the maximum extent permitted by law, Khadfora provides you with the Website/App on the basis that Khadfora and its owners exclude all representations, warranties, conditions and other terms (including, without limitation, the conditions implied by law of satisfactory quality, fitness for purpose and the use of reasonable care and skill which, but for this legal notice, might have effect in relation to the Website/App.

Nothing in this legal notice shall make Khadfora liable for any losses that may be occasioned on the reliance of Acts of lawyers and users on the platform. All users and lawyers on the platforms shall be liable for their acts on the platforms

Khadfora is not a law firm, is not regulated by the NBA and its services are not the services of practising lawyers. Information posted or made available on or through the Website/App ‘Legal Information’ by lawyers or users on the platform is not intended as legal advice or to create a lawyer-client relationship between you and any lawyer. Such Legal Information is intended for general informational purposes only and should be used only as a starting point for addressing your legal issues. You understand that questions and answers or other postings to the Website/App are not subject to lawyer-client privilege.

This legal notice shall be governed by and construed in accordance with Nigerian law. Disputes arising in connection with this legal notice shall be subject to the exclusive jurisdiction of the Nigerian courts. 

Contact Us

For questions about these Terms and Conditions, please contact us via: mail@khadfora.com

For any feedback, comments, queries or requests for technical support or other inquiries, please contact us by email: support@khadfora.com.